Loanpao - India's Largest Online Loan's Portal

ABOUT CREDIT CARD A credit card is a plastic card issued by a financial institution and allows its owner to option to borrow money from the issuer for purchases. Applicants for credit cards are considered based on their financial situation and their ‘credit score’ which means their history of paying back previous loans, both from using a Credit Card and from other types of loans. Easy to apply go our website apply online CREDIT CARD DOCUMENTS FOR SALARIED PROOF OF IDENTITY PAN Card, Aadhaar Card, Passport, Voter’s ID Card, Driving License, Ration Card, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer. PROOF OF ADDRESS Passport, Aadhaar, Voter’s ID Card, Ration Card, Driving License, Lease/Rent Agreement, Property Documents, Utility Bills (not more than 3 months old). PROOF OF INCOME Salary Slip (last three months), Bank Statement (last 6 months), Form-16, ITR, etc. CREDIT CARD DOCUMENTS FOR SEL

style="text-align: left;"> ABOUT CASH CREDIT LIMIT A cash credit limit comes with a borrowing limit determined by the creditworthiness of the borrower. A borrower can withdraw funds up to its established borrowing limit. INTEREST ON RUNNING BALANCE In contrast with other traditional debt financing methods such as loans, the interest charged is only on the running balance of the Cash Credit account and not on the total borrowing limit. COLLATERAL SECURITY The credit is often secured or property as collateral. CASH CREDIT LIMIT PERIOD Cash credit is typically given for a maximum period of 12 months, after which the drawing power is renewal. CASH CREDIT LIMIT INTEREST CHARGE The interest charged is only on the utilized amount or minimum commitment charge. CASH CREDIT LIMIT PROCESS General insurance processed in a very quick and easy. You can also apply online on our website fill our form with correct details. And then we will rece

ABOUT GENERAL INSURANCE General Insurance contracts that do not come under the ambit of life insurance are called general insurance. The different forms of general insurance are home fire, , motor insurance , accident insurance etc. PURPOSE GENERAL INSURANCE General Insurance can help you manage the risks of relatively rare, but expensive events, throughout your life such as car accident, theft or fire. Without the protection of an insurance policy, you would be responsible for covering the loss you experienced. Thankfully, not everyone will experience a catastrophic loss in their lifetime. Insurance companies pool many people's small, regular payments to cover the expenses of uncommon, large events . Insurance companies are able to use data to track trends that can spread this risk among all its customers. OUR GENERAL INSURANCE PLAN Car insurance Two wheeler insurance Health insurance Home insurance Company insurance Travel insurance GENERAL INSURANCE PROCESS

ABOUT LIFE INSURANCE Life insurance policy is a contract between insurance company between and policyholder. Policyholders agree to make premium payments to the company, and the company agrees to pay your beneficiaries a sum of money if you die. All life policies have a minimum of 4 parts: a premium, death benefit, term period, or cash value. Typically, Life Insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free. It is intended to replace lost income and pay for any additional expenses that are experienced by those left behind when a family member who contributes income or services to a household is lost. It can also be used for final expenses like medical bills or funeral costs that survivors would h

Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. WE PROVIDE YOU THE FOLLOWING INSURANCE An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money to be charged for a certain amount of INSURANCE coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice. TYPE OF INSURANCE LIST LIFE INSURANCE Term life insurance is designed to provide financial protection for a specific period of time, such as 10 or 20 years. Typically, premiums are level and guaranteed for that time. After that period, policies may offer continued coverage, usually at a substantially higher premium rate. Term life insurance is generally

A Commercial Vehicle Loan is borrowed to fund the purchase of a vehicle for commercial use. This loan is available for light commercial vehicles and heavy commercial vehicles. Commercial Vehicle Loan is a good source of finance required to buy a vehicle like crane , bus, truck, tipper, dumper etc for various business purposes. Commercial loan can avail from any lending organization. COMMERCIAL CAR LOAN CRITERIA Any individual / partnership firm / company with more than two years of business experience. Existing owner of at least two commercial vehicles. Captive customers and transporters. New brrower can be taken loan guarantor should have at least 3 years experience in relevant transport operations. Loan amount Funding up to 100% for behalf of past experience and excellent relationship with bank. The tenure of the loan can range from a period of 1 year to 5 months. COMMERCIAL CAR LOAN DOCUMENTS REQUIRED Proof of Address e.g. Passport, Ration Card, Voters ID , D.L etc I

In the current time, everyone wants to own a dream car and Commercial Vehicle of their own. If you are planning to buy your dream family car and finance is a concern then you need not worry as there are exiting Car Loan offers available from leading banks in india. A car loan is the best option to purchase a dream car. If you want a car loan now by filling up the online loan form and get best car loan offers instantly. CAR LOAN ELIGIBILITY CRITERIA Salaried individual Self employed individual Self employed professional like doctor, lawyer, etc. Aged above 18 years Finance up to 95 % of exshowroom price CAR LOAN SALARIED DOCUMENT Photo Id proof ( pan card ,passport copy , driving licence , voters id card , aadhar card , photo debit card and credit card, photo passbook etc ) Residence proof ( ration card , bank statement ,telephone bill , mobile bill , electricity bill/ rent agreement , passport ,driving licence , four wheeler rc , credit card statement etc ) Income proof

ABOUT PERSONAL LOAN SALARIED Personal Loan is an unsecured loan. Want some money for personal purposes like home renovation, holidays tours, marriage purpose, payments of credit cards, against his Income and credit worthiness without any security or guarantor. This kind of cash can be obtained easily via Personal Loans. The loan amount can range from Rs.1 lakhs to Rs 30 lakhs and the time period of repayment of loan can be from 1year to 5 years. Self employed applicant can be avail Personal Loan from Banks. Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, small businessman proprietorship , Sole proprietors, Business of Manufacturing, Trading or Services , pvt ltd and limited company Loan amount is repaid as Equated Monthly Installment (EMI). Self Employed (Pvt Ltd , Limited company and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services WHAT IS THE PERSONAL LOAN ELIGIBILITY SELF EM

ABOUT PERSONAL LOAN SALARIED Salaried applicant can be avail Personal Loan from Banks Professional like engineers, doctors, Chartered Accounts, government employee, pvt ltd and limited company employee and can avail loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies. WHAT IS THE PERSONAL LOAN ELIGIBILITY SALARIED Minimum age of Applicant: 21 years Maximum age of Applicant at loan maturity: 60 years Minimum employment 1 years in the current organization , latest join a company required last 2 year continuity proof. Minimum Gross Monthly Income: Rs. 18,000 per month in Metro city and out of metro Rs. 12,000 per month. WHAT IS THE PERSONAL LOAN DOCUMENTS REQUIRED Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card

ABOUT PERSONAL LOAN Personal Loan is an unsecured loan. Want some money for personal purposes like home renovation, holidays tours, marriage purpose, payments of credit cards, against his Income and credit worthiness without any security or guarantor. This kind of cash can be obtained easily via Personal Loans. The loan amount can range from Rs.1 lakhs to Rs 30 lakhs and the time period of repayment of loan can be from 1year to 5 years. WHAT IS THE SALARIED PERSON AVAILABILTY CAITERIA Salaried applicant can be avail Personal Loan from Banks Professional like engineers, doctors, Chartered Accounts, government employee, pvt ltd and limited company employee and can avail loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies. WHAT IS THE SELF EMPLOYED

ABOUT HOME LOAN SELF EMPLOYED Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 15 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 to 30 years. TYPES OF HOME LOAN SELF EMPLOYED IN INDIA Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus

ABOUT HOME LOAN SALARIED Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 15 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 to 30 years. TYPES OF HOME LOAN SALARIED IN INDIA Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest Mon

In the current time, everyone wants to own a dream car of their own. If you want a CAR LOAN now by filling up the online loan form and get best Car Loan offers instantly. Apply Now WHAT IS THE ELIGIBILITY CAITERIA FOR CAR LOAN Salaried individual Self employed individual Self employed professional like doctor, lawyer, etc. Aged above 18 years Finance up to 95 % of exshowroom price DOCUMENT REQUIRED FOR CAR LOAN SALARIED PERSON Photo Id proof ( pan card ,passport copy , driving licence , voters id card , aadhar card , photo debit card and credit card, photo passbook etc ) Residence proof ( ration card , bank statement ,telephone bill , mobile bill , electricity bill/ rent agreement , passport ,driving licence , four wheeler rc , credit card statement etc ) Income proof ( latest 3 month salary slip / current dated salary certificate with latest form 16 ) 6 month bank statement DOCUMENT REQUIRED FOR CAR L

ABOUT HOME LOAN Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of Home Loan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 15 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 to 30 years. TYPES OF HOME LOAN IN INDIA Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest Money Deposit (EMD)