ABOUT PERSONAL LOAN RATE OF INTEREST

ABOUT PERSONAL LOAN RATE OF INTEREST

ABOUT PERSONAL LOAN

Personal Loan is an unsecured loan. Want some money for personal purposes like home renovation, holidays tours, marriage purpose, payments of credit cards, against his Income and credit worthiness without any security or guarantor. This kind of cash can be obtained easily via Personal Loans. The loan amount can range from Rs.1 lakhs to Rs 30 lakhs and the time period of repayment of loan can be from 1year to 5 years.

WHAT IS THE SALARIED PERSON AVAILABILTY CAITERIA

Salaried applicant can be avail Personal Loan from Banks Professional like engineers, doctors, Chartered Accounts, government employee, pvt ltd and limited company employee and can avail loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies.

WHAT IS THE SELF EMPLOYED PERSON AVAILABILTY CAITERIA

Self employed applicant can be avail Personal Loan from Banks. Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, small businessman proprietorship , Sole proprietors, Business of Manufacturing, Trading or Services , pvt ltd and limited company Loan amount is repaid as Equated Monthly Installment (EMI). Self Employed (Pvt Ltd , Limited company and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

WHAT IS THE SALARIED PERSON ELIGIBILITY CAITERIA

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 60 years
  • Minimum employment 1 years in the current organization , latest join a company required last 2 year continuity proof.
  • Minimum Gross Monthly Income: Rs. 18,000 per month in Metro city and out of metro Rs. 12,000 per month.

    • WHAT IS THE SELF EMPLOYED PERSON ELIGIBILITY CAITERIA

  • Minimum age of Applicant: 23 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business min. 3 yrs and continuous business experience

    • PERSONAL LOAN DOCUMENTS REQUIRED FOR SALARIED PERSON

  • Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card , aadhar Card , photo debit and credit card , photo passbook etc )
  • Address Proof ( Ration card , Bank statement ,Telephone bill , Mobile bill , Elecity Bill/ Rent aggrement , Passport ,Driving licence , four wheller rc , credit card statement etc )
  • Latest 6 months bank statement / 6 months bank passbook Statements .
  • Latest 3 month salary slip / current dated salary certificate with latest Form 16

    • PERSONAL LOAN DOCUMENTS REQUIRED FOR SELF EMPLOYED PERSON

  • Proof of Identity ( Pan Card ,Passport Copy , Driving Licence , Voters ID card , aadhar Card , photo debit and credit card , photo passbook etc )
  • Address Proof ( Ration card , Bank statement ,Telephone bill , Mobile bill , Elecity Bill/ Rent aggrement , Passport ,Driving licence , four wheller rc , credit card statement etc )
  • Latest 6 months bank statement / 6 months bank passbook Statements .
  • Latest ITR along with computation of income, Balance Sheet and Profit loss a/c for the last 2 yrs.
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Other Mandatory Documents Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA and Board resolution.

    • PERSONAL LOAN APPROVAL PROCESS STEPS

    Personal loans are processed in a very quick and easy. You can also apply online personal loan on our website fill our Personal loan form with correct details. And then we will receive your online personal loan Application. After received your personal loan application our team will contact you within working 48 hours. No earmarked of specific purpose is required to avail this loan, borrows uses to repay their Credit card dues, holidays, household buying, bridge loan for margin money, marriage and any such purpose.

    PERSONAL LOAN BANK LIST

  • Every bank available in market today provides Personal Loan Like SBI , ING BANK , HDFC Bank, BAJAJ FINSERVE, KOTAK MAHINDRA BANK , Fullerton INDIA , Citi bank, standard chartered BANK , HDB AND Axis bank.

    • ABOUT PERSONAL LOAN RATE OF INTEREST

  • Personal loan rate of intrest range from 11% to 25%. With the tenure of the loan up to 12 months to 60 Months.
  • Processing Fees of 0.5% - 2% is charged on loan amount, which is deducted from the disbursed amount.

    • HOW TO VIJAYA BANK HOME LOAN APPLY ONLINE

    option providing you go to our website Apply Online Now

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