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You can get loans from banks and private lenders. However, when you apply for a loan, you need to follow a few important things that can help you compare short-term loans. Given below are 8 factors that should be considered when making a loan comparison. Comparing short-term loans 8 most important factors. TYPE OF LOAN First of all, you need to consider the type of loan you need. For a short-term personal loan, you need not to submit your collateral deposits. All you have to do is show your income statements and business proofs. On the other hand, for a Business Loan , it's important to mention the purpose regardless of the loan term. You have to analyze the purpose of your loan amount. The loan may be taken out for various reasons. It could be a wedding loan, holiday loan, payday loan, student loan, etc., Choose carefully with regards to your needs and requirements. TERM OF LOAN Typically, people apply for a short-term loan as they need to fulfil their short-term or imm

Often in our search for finance options, we are led into a crossroad where we have to make a choice between secured and Unsecured Loans . Both are equally alluring and put the borrower in a difficult spot. It is difficult to make up the mind regarding one particular finance option because each has their share of advantages and disadvantages. Depending on our financial situation, we will have to choose which loan is best for ourselves. LETS UNDERSTAND THE BASIC OF SECURED AND UNSECURED LOANS WHAT ARE SECURED LOANS ? A secured loan is a type of loan where the lender requires the borrower to put up certain assets as a surety for the loan. In most cases, the asset pledged is usually tied to the type of loan that the borrower has applied. For example, if the borrower has requested for an auto loan, the collateral for the loan would be the motor vehicle to be financed using the loan amount. Similarly, if the borrower takes a mortgage to buy a house, the purchased house is put up as a

ABOUT HOME LOAN IN PALWAL Home Loan Palwal is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 to 30 years. TYPES OF HOME LOAN IN PALWAL Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest Mo

ABOUT HOME LOAN IN GURGAON Home Loan Gurgaon is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 to 30 years. TYPES OF HOME LOAN IN GURGAON Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest

ABOUT HOME LOAN IN DELHI Home Loan in Delhi is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 to 30 years. TYPES OF HOME LOAN IN DELHI Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest Mo

ABOUT HOME LOAN IN FARIDABAD Home Loan Faridabad is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum HOME LOAN repayment period is 25 to 30 years. TYPES OF HOME LOAN IN FARIDABAD Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus E

ABOUT HOME LOAN IN BALLABGARH Home Loan Ballabgarh is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum HOME LOAN repayment period is 25 to 30 years. TYPES OF HOME LOAN IN BALLABGARH Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus

ABOUT OVERDRAFT LIMIT Overdraft is a financial instrument to provide an extension of credit . Most of the banks offer an overdraft limit depending on the customer's existing relationship with the bank. Bank also charges the interest and fees on exceeding the overdraft limit of the accounts. There are two types of overdrafts-Secured overdrafts and Unsecured Overdrafts . OVERDRAFT LIMIT FACILITY OD Limit Used FOR OTHERS SIDE You can take OD limit or overdraft facility from bank. The rate of interest on OD limit or overdraft facility is comparatively lower than personal loan or business loan. You can pay of all your personal loan or business loan liability from your OD limit. Here you have to pay only interest on amount overdrawn by you. This will increase liquidity of your business and thus you can utilize the excess amount for the growth of your business OD Limit Used For Uninterrupted Business Expansion As a businessman you may have to sale your goods and services on

ABOUT CENTRAL BANK OF INDIA HOME LOAN CENTRAL BANK Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of HOME LOAN provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 30 years. TYPES OF CENTRAL BANK OF INDIA HOME LOAN Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Trib

ABOUT BANK OF BARODA HOME LOAN BANK OF BARODA Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of HOME LOAN provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 30 years. TYPES OF BANK OF BARODA HOME LOAN Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus

ABOUT KARUR VYSYA BANK HOME LOAN KARUR VYSYA BANK Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of HOME LOAN provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 years. TYPES OF KARUR VYSYA BANK HOME LOAN Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Pl

ABOUT KARNATAKA BANK HOME LOAN KARNATAKA BANK Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of HOME LOAN provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 15 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 30 years. TYPES OF KARNATAKA BANK HOME LOAN Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus

ABOUT IDBI BANK HOME LOAN IDBI BANK Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of HOME LOAN provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 15 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 30 years. TYPES OF IDBI BANK HOME LOAN Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest Money

ABOUT YES BANK HOME LOAN YES BANK Home Loan is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of HOME LOAN provided by all kinds of Banks and nbfc. Home loan approval time takes 7 – 15 day after all required documents are provided on time to the lending bank and nbfc. Maximum Home Loan repayment period is 25 years. TYPES OF YES BANK HOME LOAN Regular Home Loan Balance Transfer of Home Loan NRI Home Loan Flexipay Home Loan Pre-Approved Home Loan Realty Home Loan Bridge Home Loan Smart Home Top Up Loan Insta Home Top-Up Loan Corporate Home Loan Home Loan to Non-Salaried – Differential offerings Tribal Plus Earnest Money De

ABOUT BUSINESS LOAN Companies out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms. A business loan is funding given to business by a bank, an individual(s), or an organization usually to be repaid by a certain date with a certain amount of interest. The amount of a loan, the amount of interest, the repayment date, the qualification of the loan recipient to merit the loan, the credit analysis, and the number of lenders used to achieve the desired loan amount are all variable. BUSINESS LOAN PROPRIETOR FIRM proprietorship farm applicant can be avail Business loan from Banks and NBFC .Loan amount is repaid as Equated Monthly Instalment (EMI). BUSINESS LOAN ELIGIBILITY PROPRIETOR FIRM Net Income of the concern should be greater than Rs. 200,000 p.a. Minimum turnover of the concern must be Rs. 1,000,000 p.a. Minimum age of the guarantor to be 21 years Maximum age of the