HOME LOAN ONLINE APPLY IN FARIDABAD

HOME LOAN ONLINE APPLY IN FARIDABAD

ABOUT HOME LOAN IN FARIDABAD

Home Loan Faridabad is a lifetime dream for Person. There is a long list of banks and financial institutions which offer all types of HomeLoan in India. The loans which are used for purchasing a residential property are commercial property only known as Home Purchase Loans. These can further be divided into fixed interest rate and floating interest rate loans. This type of Home Loan provided by all kinds of Banks and nbfc. Home loan approval time takes 10 – 20 day after all required documents are provided on time to the lending bank and nbfc. Maximum HOME LOAN repayment period is 25 to 30 years.

TYPES OF HOME LOAN IN FARIDABAD

  • Regular Home Loan
  • Balance Transfer of Home Loan
  • NRI Home Loan
  • Flexipay Home Loan
  • Pre-Approved Home Loan
  • Realty Home Loan
  • Bridge Home Loan
  • Smart Home Top Up Loan
  • Insta Home Top-Up Loan
  • Corporate Home Loan
  • Home Loan to Non-Salaried – Differential offerings
  • Tribal Plus
  • Earnest Money Deposit (EMD)
  • CRE (Commercial Real Estate)) Home Loan
  • Privilege Home Loan
  • Home Top Up Loan

    • BENEFITS OF TAKEING A HOME LOAN IN FARIDABAD

  • Low interest rate
  • Tax Benefit: Interest paid
  • Tax Benefit: Principal Repayment
  • Buying a home vs renting a house

    • HOME LOAN IN FARIDABAD TIPS FOR FIRST TIME BUYERS

  • Know about them Lender or Broker?
  • Get fixed rates loan
  • Know the True Rates
  • Check Your Credit Score
  • Know about loans details and terms
  • Maximum Down Payment
  • Verify and clarify all the things
  • Research well
  • Know about charges with the home loan fees

    • HOME LOAN IN FARIDABAD MAXIMUM AMOUNT IN INDIA

    We offer HOME LOANS from Rs 10 Lacs up to Rs 10 cr. Final loan amount is decided on basis of your eligibility and credit checks.

    LOWEST INTEREST RATE HOME LOAN IN FARIDABAD

    rate of interest strat with 6.80% and maximum rate of interest 7.50%.

    HOME LOAN IN FARIDABAD PROCESSING FEE COMPARE

    Processing fee for this loan is 0.35% to 0.50% + applicable taxes on the gross loan amount sanctioned.

    WHAT IS THE MAXIMUM TENURE FOR HOME LOAN IN FARIDABAD

    The maximum home loan tenure offered by all major lenders is 30 years. The longer the tenure, the lower is the EMI, which makes it very tempting to go for a 25-30 year loan. However, it is best to take a loan for the shortest tenure you can afford. In a long-term loan, the interest outgo is too high.

    WHAT IS THE ELIGIBILITY CAITERIA FOR HOME LOAN IN FARIDABAD

  • Individuals with a minimum income of INR 25,000 and above
  • Indian Citizens/Residents who are 18 years to 70.
  • Work experience for salaried minimum 2 years.
  • Business stability for self employed minimum 3 years.

    • FLEXIBLE INSTALMENT OPTIONS HOME LOAN IN FARIDABAD

    Final instalment options for a loan will be decided based on your profile and inputs

    HOME LOAN IN FARIDABAD PRE APPROVED ONLINE

    Easy online process for loan sanction and fast approval within 24 TO 36 hours non refundable processing fee

    HOME LOAN IN FARIDABAD TRANSPARENT PROCESS BENEFITS

    No hidden charges, No pre-payment charges

    HAVE AN OPTIONS TO PRE-CLOSE THE HOME LOAN IN FARIDABAD

    Yes, you can pre-pay the loan facility any time no repayments charges and part payment options available

    TAKE TIME HOME LOAN IN FARIDABAD DISBURSEMENT

    We have a very quick and efficient underwriting system which ensures that we deliver to you on time. It usually takes from 7 to 15 working days.

    HOME LOAN IN FARIDABAD PROPERTY DOCUMENTS FOR SALARIED

  • Fill loan application form
  • 2 passport size photo
  • Identity Proof - PAN Card
  • Address proof – (Any one) Aadhaar Card / Driving License/ Registered Rent Agreement/ Utility Bill / Passport
  • 6 months’ pay slips
  • 1 Year salary account bank statement
  • 2 Year Fotm – 16 (if you providing>
    • Property Documents
  • Past chain
  • Conveyance deed
  • Sales deed
  • Allotment letter
  • Position letter
  • Latest property tax receipt
  • Copy of approved plan for construction
  • However, we might request for other documents if need arises during credit checks.

    • HOME LOAN IN FARIDABAD PROPERTY DOCUMENTS REQUIRED FOR SELF EMPLOYED

  • Fill loan application form
  • 2 passport size photo
  • Identity Proof - PAN Card
  • Address proof – (Any one) Aadhaar Card / Driving License/ Registered Rent Agreement/ Utility Bill / Passport
  • 2 Year itr
  • Gst
  • 1 Year bank statement
    • Property Documents
  • Past chain
  • Conveyance deed
  • Sales deed
  • Allotment letter
  • Position letter
  • Latest property tax receipt
  • Copy of approved plan for construction
  • However, we might request for other documents if need arises during credit checks.

    • WHAT IS FIXED INTEREST V/S FLOATING INTEREST RATE

    Fixed interest rate?

    A fixed interest rate on your HOME LOAN implies that the lending rate will remain fixed for the entire term of the loan or for a part of the entire term. Generally, fixed rates are 1% to 2.5% higher than the prevailing floating rates. Nowadays very few banks offer home loans at fixed interest rates, those who do so, offer fixed rates for a short period of the entire tenure. This makes borrowers susceptible to floating rates once the fixed tenure is over. So you must go through your loan agreement carefully before you go ahead.

    Floating interest rate?

    A floating interest rate on your HOME LOAN implies that the lending rate will be subject to revision quarterly. Since the lending rate is tied to the base rate, revisions in base rate by RBI will directly impact your Home Loan’s interest rate. Generally floating rates are preferred by most borrowers. Though there can be regular ups and downs depending on the market dynamics, one big advantage floating rates offer is that you can switch your home loan to a lower interest rate anytime you like, due to the removal of prepayment penalty by the RBI.

    HOW TO HOME LOAN IN FARIDABAD APPLY ONLINE

    option providing you go to our website Apply Online Now

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