PERSONAL LOAN INTEREST RATE IN GURGOAN
Personal Loan in Gurgaon
Gurgaon (Haryana) Near by delhi has seen aggressive growth and is now counted as one of the leading industrial cities in India. Per capita income in Gurgaon is the third highest in India. Being one of the fastest growing metropolitan cities, the cost of living in Gurgaon is always increasing. People in Gurgaon spend wisely on investments, better growth, and a good quality of life.
Though salaried professionals and self-employed individuals from the middle and upper middle-class sections of the society take home a good salary but financial emergencies can happen anytime with anyone. Medical emergencies, existing debt consolidation, house repairs or for any other reason – a personal loan in Gurgaon is a sensible choice.
Many leading banks and NBFCs in Gurgaon offer personal loans interest rates based on the applicant’s eligibility criteria. Loanpao.com, is an NBFC offering personal loans in Gurgaon at the best rate of interest to help you cater to your financial needs without any worry.
Instant personal loans offered by Loanpao.com are quick, easy to apply,
hassle-free, and carry best rate of interest to make sure that nothing comes in
your way of fulfilling your financial obligations.
We offer personal loans for various reasons.
- Meet a hefty marriage expense
- If you are looking to purchase a new four-wheeler or any commercial vehicle
- To educate your children
- For purchasing the land/flat, constructing own house or renovating it.
- To meet with unexpected bills of a medical emergency.
- For starting own business.
- To clear your bad debts.
- If you are planning to visit abroad
- To renovate your home
Check Personal Loan Eligibility Criteria
Now, we would recommend you to check the eligibility
criteria before you apply for personal loan.
Here, we have enlisted some of the major lists for the eligibility
criteria at Rupee Station; you can have a quick glance:
- If the applicant is self-employed, then age should be between from 25 - 65 years with three years of business record.
- For a salaried applicant, minimum monthly income should be Rs.15,000.
- If the applicant is self-employed, then income should be at least Rs.2,50,000/- annually.Salaried applicant must have the latest three months of salary slip or 06 months of bank statements.
- If you are eligible to take the personal loan, then here is the listed of required documents to submit from the salaried and self-employed:
- For Salaried- One Govt. ID proof like Aadhar Card, Voter ID Card, Driving License, permanent address proofs like phone/electricity/water, at least 2-3 years of official work experience letter with two passport size photographs.
- For Self-Employed- One Govt. ID proof like Aadhar Card, Voter ID Card, Driving License, address proofs like phone/electricity/water, with proof of the business entity, for example if you are a Sole-proprietorship, have a partnership firm with CA audited of at least 02 years, 06 months of bank statements and two passport size photographs as well.
Loanpao.com Availability in Gurgaon
Here’s a list of localities where one can avail our services
in Gurgaon –
Sector-26
Sushant Lok I
DLF Phase 2
Sector-6
DLF Phase 4
Sector-95
Sector-52 A
Sector-44
Sector-38
Sector-32
DLF Phase 3
Sector-40
Sector-60
Palam Vihar Extension
Sector-26 A
Sector-61
Ashok Vihar Phase II
Sector-94
Sector-66
Palam Vihar
Sector-21
Ashok Vihar Phase III
Sector-110
Sector-110 A
Sector-106
Sector-3 A
Sector-107
Sector-10 A
Sector-37 A
Sector-37 C
Sector-37 B
Sector-93
Sector-108
Sector-102
Sector-111
Sector-92
Sector-101
Sector-47
Sector-23 A
Sector-68
Sector-100
Sector-96
Sushant Lok Phase 3
Gwal Pahari
Sector-105
Sector-98
Sector-73
Sector-114
Sector-74
Sector-103
Sector-103A
Sector-90
Sector-70 A
Sector-115
Bhondsi
Sector-113
Sector-112
Sector-88B
Sector-88A
Sector-82 A
Sector-99A
Sector-89A
Sector-81 A
Manesar
Sector-95A
Sector-95B
Pataudi
Sohna
Mankrola
Garhi Harsaru
Bissar Akbarpur
Budhera
Sector-72
Sector-7
Sector-70
Sector-71
Sector-63
Sector-56
Sector-57
Sector-58
Sector-51
Sector-55
Sector-53
Sector-54
Sector-59
Sector-50
Sector-65
Sector-67
Sector-64
Sector-52
Sector-5
Sector-62
Sector-69
Sector-81
Sohna Sector-14
Sohna Sector-17
Sohna Sector-2
Sohna Sector-25
Sohna Sector-11
Sohna Sector 32
Sector-99
Shivpuri
Sohna Road
Sohna Sector-33
Sohna Sector-34
Sohna Sector-7
South City
Sultanpur
Sushant Lok Phase 2
Sohna Sector-6
Sohna Sector-5
Sohna Sector-35
Sohna Sector-36
Sohna Sector-4
Sector-97
Sector-91
Sector-8
Sector-80
Sector-49
Sector-82
Sector-79
Sector-78
Sector-75
Sector-76
Sector-77
Sector-83
Sector-84
Sector-9
Sector-9 A
Sector-9 B
Sector-89
Sector-88
Sector-85
Sector-86
Sector-87
Sector-74 A
Sector-31
Sector 63A
Sector 67A
Sector M-1
Sector M-1 A
Rajendra Park
Pawala Khasrupur
NH 8
Nirvana Country
Palam Farms
Patel Nagar
Sector M-1 B
Sector M-1 C
Sector M-14
Sector M-15
Sector M-16
LOCALITY RATING
Sector M-3
Sector M-13
Sector M-12
Sector M-1 D
Sector M-10
Sector M-11
New Palam Vihar Phase 3
New Palam Vihar Phase 2
Farukh Nagar
Golf Course Extn
Golf Course Road
Gurgaon-Faridabad Road
Dwarka Expressway
DLF Phase 5
Ashok Vihar Phase 1
Choma
Civil Lines
DLF Phase 1
Haley Mandi
Jhajjar Road
MG Road
New Colony
New Gurgaon
New Palam Vihar Phase 1
Maruti Kunj
Laxman Vihar
Jyoti Park
Khandsa road
Krishna Colony
Sector M-4
Sector M-5
Sector-30
Ashok Vihar
Sector-33
Sector-34
Sector-3
Sector-29
Sector-24
Sector-25
Sector-27
Sector-28
Sector-35
Sector-36
Sector-42
Sector-43
Sector-45
Sector-46
Sector-41
Sector-4
Sector-37
Sector-37 D
Sector-39
Sector-23
Sector-22
Sector-10
Sector-104
Sector-109
Sector-11
Sector-1
Sector M-9
Sector M-6
Sector M-7
Sector M-8
Sector-12
Sector-12 A
Sector-18
Sector-19
Sector-2
Sector-20
Sector-17
Sector-16
Sector-13
Sector-14
Sector-15
Sector-48
Personal Loan Gurgaon Fqa
- Curious
to know if you’re eligible for a personal loan in Gurgaon? Check here to find
out:
You
should be a minimum of 25 years of age and maximum of 58 years of age to be
eligible to apply for a personal loan., You can apply for a personal loan in
the range of INR 1-25 Lakhs., You should be a salaried professional with a net
monthly income of minimum INR 30,000. If you're a salaried professional, you
should have a total professional experience of 12 months and should be working
with your current employer for a minimum of 6 months
HOW TO
APPLY FOR A PERSONAL LOAN IN GURGAON?
Want to apply for a personal loan? Avail a personal loan at the best rate of interest in a few steps., Here's what you need to do:, Click here to fill the online loan application form, You'd be asked to verify your phone number by submitting an OTP., Furnish your PAN details at the next step, Share a few details about yourself., Complete the form., If your application meets our eligibility criteria, our system will display a personal loan offer exclusively for you. On accepting the offer, just set your desired loan tenure and repayment information and the funds would instantly be disbursed to your bank account within 15 minutes*.
- What
is the lowest interest rate on a personal loan in Gurgaon?
The interest rates on personal loan varies from bank to bank. The lowest rate of interest rate on a personal loan in Gurgaon is 10.25%.
- How
long does it take to get a personal loan in Gurgaon?
To get a personal loan fully disbursed into your account in Gurgaon, it usually takes 3 to 7 days. However, some banks disburse the amount the same day of application if you are an existing customer with excellent credit history.
- What
is a personal loan?
A personal loan is a type of unsecured loan that an individual can borrow from a financial institution or a bank if the individual requires funds to pay for various financial needs.
- Which bank gives personal loan easily?
HDFC Bank offers loans with EMIs starting at Rs 2,162per lakh. Check the Personal Loan EMI Calculator to plan your repayment better. It's easy: Getting a Personal Loan from HDFC Bank is easy, especially if you have your documents in order and you have a good credit track record.
- Can I get personal loan if my salary is
15000?
You can get the loan without having to submit any security. Most banks stipulate a minimum monthly salary of INR 15,000 – INR 20,000 for individuals to get a personal loan. However, those earning less than INR 15,000 can also get the loan.
- What
is the personal Loan Eligibility Criteria in Gurgaon?
Personal loans in Gurgaon are approved on criteria such as age, monthly income, work experience and current job stability. Individuals between 21 to 58 years of age with a minimum starting income of 15,000/-can apply for a loan in Gurgaon.
- What
are the documents required to avail a personal Loan in Gurgaon?
Identity proof, address proof and income proof are required to get a personal loan in Gurgaon. Keep your Aadhar Card, PAN Card, IT return papers and last 6 months bank statement handy.
- Is personal loan good option?
Getting a personal loan is a good idea
if you have a stable income and
a good credit score because you will then be offered a low rate of interest.
- What is the best reason to give for a
personal loan?
One of the best reasons to get a personal loan is to consolidate other existing debts. Let's say you have a few existing debts to your name—student loans, credit card debt, etc. —and are having trouble making payments. A debt consolidation loan is a type of personal loan that can yield two core benefits.
- What are the disadvantages of a personal
loan?
- Accrue
High Interest Charges. While the most creditworthy personal loan applicants can
qualify for low APRs, others may encounter higher rates up to 36%. ...
- Come
With Fees and Penalties. ...
- Lead
to Credit Damage. ...
- Require
Collateral. ...
- Result in Unnecessary Debt.
- Why are personal loan rates so high?
Personal loans have higher interest rates because they don't require collateral. That means there's nothing the bank can take if you fail to pay back the loan, so it charges you more in interest to compensate for the increased risk
- What is borrowing a personal loan?
What is a personal loan. With a personal loan, you borrow a fixed amount of money and agree to pay it back over a period of time. You must pay back the full amount, interest and any applicable fees. You do this by making regular payments, called instalments.
- Can you repay a personal loan early?
Can I pay off my loan early? In short – yes – you can always pay back your personal loans early. However, you need to watch out for early repayment charges (ERCs) that you may have agreed to when you took the loan out. Even if your lender does not claim to have an ERC, you still need to watch out for hidden fees.
- What is the fastest way to get a loan?
Even people with bad credit can get approved relatively easily. Other ways to get a quick loan include borrowing from a family member or friend, using a credit card or tapping into home equity. There are also some non-ideal options, such as payday lenders, auto title lenders and pawnshops.
- How do I calculate interest?
Here's the simple interest formula: Interest = P x R x N. P = Principal amount (the beginning balance). R = Interest rate (usually per year, expressed as a decimal). N = Number of time periods (generally one-year time periods).
- What's a good loan interest rate?
A good personal loan interest rate depends on your credit score: 740 and above: Below 8% (look for loans for excellent credit) 670 to 739: Around 14% (look for loans for good credit) 580 to 669: Around 18% (look for loans for fair credit)
- How can I check my personal loan details?
You may either call or email the customer service department to track the status of your loan. When you call the customer care, you need to provide the reference number along with the registered mobile number to the representative. Your status can be tracked within a few seconds here.
Comments
Post a Comment
please don't share spam link